1 Table of Contents: “...: Is It Less Than the Sum of Its Parts? -- "Spreading Peanut Butter" or Optimizing Investments? -- Royal Bank...”

2 “...., Genentech, Royal Bank of Canada, and IBM, How the Future Works offers concrete solutions and practical steps...”

3 “... a wide range of companies like Levi's, Genentech, Salesforce, Slack, Royal Bank of Canada, and IBM, "--...”

4 “... for the launch of the debit card, the Blackberry, and one of the fastest-growing divisions of the Royal Bank...”

5

6 Table of Contents: “.... Kindler, Chairman & CEO, Pfizer, Inc. -- Gordon M. Nixon, President & CEO, Royal Bank of Canada -- From...”