Fintech, Small Business & The American Dream How Technology Is Transforming Lending and Shaping a New Era of Small Business Opportunity
In the new fintech landscape financial products are embedded in applications that small business owners use on daily basis, and data powered algorithms provide automated insights to determine which businesses are creditworthy. Digital challenger banks, big tech and traditional banks and credit card...
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| Format: | eBook |
| Language: | English |
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Cham
Palgrave Macmillan
2024, 2024
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| Edition: | 2nd ed. 2024 |
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| Online Access: | |
| Collection: | Springer eBooks 2005- - Collection details see MPG.ReNa |
Table of Contents:
- 1. The Story of Small Business Lending
- Part I The Problem
- 2. Small Businesses Are Important to the Economy
- 3. Small Businesses and Their Banks: The Impact of the Great Recession
- 4. Structural Obstacles Slow Small Business Lending
- 5. What Small Businesses Want
- Part II The New World of Fintech Innovation
- 6. The Fintech Innovation Cycle
- 7. The Early Days of Fintech Lending
- 8. Technology Changes the Game: Small Business Utopia
- 9. Who will be the winners and Losers?
- 10. A Playbook for Banks
- 11. Paycheck Protection Program (PPP)
- Part III The Role of Regulation
- 10. Regulatory Obstacles: Confusion, Omission, and Overlap
- 11. The Regulatory System of the Future
- Conclusion
- 12. The Future of Fintech and the American Dream.