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240607 ||| eng |
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|a 9798400260148
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| 100 |
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|a Simione, Felix
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| 245 |
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|a Mobile Money, Perception about Cash, and Financial Inclusion: Learning from Uganda’s Micro-Level Data
|c Felix Simione, Tara Muehlschlegel
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| 260 |
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|a Washington, D.C.
|b International Monetary Fund
|c 2023
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| 300 |
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|a 32 pages
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| 653 |
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|a Payment Systems
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| 653 |
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|a Consumer credit
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| 653 |
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|a Research and Development
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| 653 |
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|a Finance
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| 653 |
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|a Financial services industry; Technological innovations
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| 653 |
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|a Industries: Financial Services
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| 653 |
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|a Regimes
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| 653 |
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|a Mobile banking
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| 653 |
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|a Exports and Imports
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| 653 |
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|a Money
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| 653 |
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|a Economics of specific sectors
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| 653 |
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|a Economic Development, Innovation, Technological Change, and Growth
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| 653 |
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|a Standards
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| 653 |
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|a Currency crises
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| 653 |
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|a Financial markets
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| 653 |
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|a Macroeconomics
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| 653 |
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|a Technological Change
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| 653 |
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|a International finance
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| 653 |
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|a Economic & financial crises & disasters
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| 653 |
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|a Government and the Monetary System
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| 653 |
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|a Intellectual Property Rights: General
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| 653 |
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|a Financial technology (fintech)
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| 653 |
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|a Technology
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| 653 |
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|a Monetary economics
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| 653 |
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|a Economics: General
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| 653 |
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|a Monetary Policy, Central Banking, and the Supply of Money and Credit: General
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| 653 |
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|a Balance of payments
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| 653 |
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|a Informal sector; Economics
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| 653 |
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|a International economics
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| 653 |
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|a Financial inclusion
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| 653 |
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|a Innovation
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| 653 |
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|a Monetary Systems
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| 653 |
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|a Financial Markets and the Macroeconomy
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| 653 |
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|a Financial services industry
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| 653 |
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|a Banks and banking, Mobile
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| 653 |
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|a Remittances
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| 653 |
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|a Money and Monetary Policy
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| 653 |
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|a Finance: General
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| 653 |
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|a Digital financial services
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| 700 |
1 |
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|a Muehlschlegel, Tara
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| 041 |
0 |
7 |
|a eng
|2 ISO 639-2
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| 989 |
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|b IMF
|a International Monetary Fund
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| 490 |
0 |
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|a IMF Working Papers
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| 028 |
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|a 10.5089/9798400260148.001
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| 856 |
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|u https://elibrary.imf.org/view/journals/001/2023/238/001.2023.issue-238-en.xml?cid=541613-com-dsp-marc
|x Verlag
|3 Volltext
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| 082 |
0 |
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|a 330
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| 520 |
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|a Will mobile money render cash less dominant over time in Africa? Can it promote financial inclusion? We shed light on these questions by exploring individual-level and nationally representative survey data for Uganda, a country in a region that pioneered mobile money in the world. We use the Propensity Score Matching method to robustly compare mobile money users and non-users across a range of indicators that capture individuals’ perceptions about cash, and the extent to which they remit, save, and borrow money. We present the first evidence that mobile money users, compared to non-users, are more likely to perceive cash as risky and less likely to prefer carrying large amounts of cash. We also confirm that mobile money users are more likely to receive and send remittances, save, and borrow. They also save and borrow larger amounts
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