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240607 ||| eng |
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|a 9798400245664
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| 100 |
1 |
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|a Bains, Parma
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| 245 |
0 |
0 |
|a Institutional Arrangements for Fintech Regulation
|b Supervisory Monitoring
|c Parma Bains, Caroline Wu
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| 260 |
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|a Washington, D.C.
|b International Monetary Fund
|c 2023
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| 300 |
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|a 58 pages
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| 653 |
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|a Payment Systems
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| 653 |
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|a Research and Development
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| 653 |
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|a Finance
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| 653 |
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|a Financial services industry; Technological innovations
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| 653 |
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|a Industries: Information Technololgy
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| 653 |
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|a Financial crises
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| 653 |
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|a Industries: Financial Services
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| 653 |
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|a Regimes
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| 653 |
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|a Financial services
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| 653 |
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|a Fintech
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| 653 |
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|a Inventions
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| 653 |
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|a Technology; general issues
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| 653 |
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|a Economic History: Transport, International and Domestic Trade, Energy, Technology, and Other Services: General, International, or Comparative
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| 653 |
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|a Inventions & inventors
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| 653 |
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|a Technological innovations
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| 653 |
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|a Economics of specific sectors
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| 653 |
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|a Informal Economy
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| 653 |
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|a Standards
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| 653 |
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|a Technological innovation
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| 653 |
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|a Currency crises
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| 653 |
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|a Macroeconomics
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| 653 |
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|a Technological Change
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| 653 |
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|a Economic & financial crises & disasters
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| 653 |
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|a Government and the Monetary System
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| 653 |
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|a Technological Change: Choices and Consequences
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| 653 |
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|a Emerging technologies
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| 653 |
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|a Intellectual Property Rights: General
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| 653 |
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|a Financial technology (fintech)
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| 653 |
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|a Information technology industries
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| 653 |
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|a Technology
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| 653 |
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|a Economics: General
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| 653 |
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|a Diffusion Processes
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| 653 |
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|a Financial Institutions and Services: Government Policy and Regulation
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| 653 |
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|a Informal sector; Economics
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| 653 |
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|a Economic sectors
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| 653 |
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|a Innovation
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| 653 |
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|a Monetary Systems
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| 653 |
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|a Financial services industry
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| 653 |
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|a Underground Econom
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| 653 |
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|a Central Banks and Their Policies
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| 700 |
1 |
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|a Wu, Caroline
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| 041 |
0 |
7 |
|a eng
|2 ISO 639-2
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| 989 |
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|b IMF
|a International Monetary Fund
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| 490 |
0 |
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|a Fintech Notes
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| 028 |
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|a 10.5089/9798400245664.063
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| 856 |
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|u https://elibrary.imf.org/view/journals/063/2023/004/063.2023.issue-004-en.xml?cid=534291-com-dsp-marc
|x Verlag
|3 Volltext
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| 082 |
0 |
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|a 330
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| 520 |
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|a The impact of fintech is growing rapidly worldwide, although this growth is uneven across jurisdictions. Depending on the effect of fintech, authorities may adopt a passive approach of monitoring fintech, try and capture new business models in existing regulatory frameworks, develop bespoke regulation, or adopt test and learn policies through institutional arrangements like innovation hubs and sandboxes. The test and learn approach is relatively unique to fintech in financial regulation and supervision and has advantages and disadvantages. While it can help authorities monitor and respond to the challenges of fintech in some scenarios, in others it could lead to risks to consumers and markets, particularly when designed poorly or with an unclear use case. Ultimately, the aim for authorities should be to consider fintech regulation part of the mainstream, where fintech expertise is embedded throughout an organization and not siloed to specific fintech units
|