Assessing the Impact of Micro-credit on Poverty and Vulnerability in Bangladesh

July 1999 - While micro-credit interventions can play an important role in reducing vulnerability through a number of channels, a significant impact on poverty reduction is achieved under more restrictive conditions. These conditions revolve around whether the borrower has crossed a cumulative loan...

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Bibliographic Details
Main Author: Zaman, Hassan
Format: eBook
Language:English
Published: Washington, D.C The World Bank 1999
Subjects:
Online Access:
Collection: World Bank E-Library Archive - Collection details see MPG.ReNa
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300 |a 54 p. 
653 |a Knowledge 
653 |a Macroeconomics and Economic Growth 
653 |a Income 
653 |a Financial Intermediation 
653 |a Financial Literacy 
653 |a Household Income 
653 |a Senior 
653 |a Income Sources 
653 |a Health, Nutrition and Population 
653 |a Supply 
653 |a Illiteracy 
653 |a Rural Development 
653 |a Welfare 
653 |a Loan Period 
653 |a Rural Poverty Reduction 
653 |a Cred Household Expenditure 
653 |a Poverty Reduction 
653 |a Risk Reduction 
653 |a Loans 
653 |a Access To Cred Bank 
653 |a Communities & Human Settlements 
653 |a Debt Markets 
653 |a Finance and Financial Sector Development 
653 |a Housing and Human Habitats 
653 |a Economic Theory and Research 
653 |a Population Policies 
653 |a Borrowers 
653 |a Loan 
653 |a Student 
653 |a Banks and Banking Reform 
653 |a Borrowing 
653 |a Investing 
700 1 |a Zaman, Hassan 
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520 |a July 1999 - While micro-credit interventions can play an important role in reducing vulnerability through a number of channels, a significant impact on poverty reduction is achieved under more restrictive conditions. These conditions revolve around whether the borrower has crossed a cumulative loan threshold and on how poor the household is to start with. Zaman examines the extent to which micro-credit reduces poverty and vulnerability through a case study of BRAC, one of the largest providers of micro-credit to the poor in Bangladesh. Household consumption data collected from 1,072 households is used to show that the largest effect on poverty arises when a moderate-poor BRAC loanee borrows more that 10,000 taka (US