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220928 ||| eng |
| 020 |
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|a 9781484386163
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| 100 |
1 |
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|a Mengistu, Azanaw
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| 245 |
0 |
0 |
|a Financial Inclusion and Bank Competition in Sub-Saharan Africa
|c Azanaw Mengistu, Hector Perez-Saiz
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| 260 |
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|a Washington, D.C.
|b International Monetary Fund
|c 2018
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| 300 |
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|a 29 pages
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| 651 |
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4 |
|a South Africa
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| 653 |
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|a Finance, Public
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| 653 |
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|a Public Administration
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| 653 |
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|a Credit
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| 653 |
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|a Asset requirements
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| 653 |
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|a Capital adequacy requirements
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| 653 |
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|a Banks
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| 653 |
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|a Finance
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| 653 |
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|a Banks and banking
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| 653 |
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|a Saving and Capital Investment
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| 653 |
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|a Public finance accounting
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| 653 |
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|a Fiscal accounting and reporting
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| 653 |
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|a Competition
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| 653 |
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|a Mortgages
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| 653 |
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|a Economic Development: Financial Markets
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| 653 |
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|a Money
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| 653 |
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|a Financial markets
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| 653 |
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|a Accounting
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| 653 |
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|a Public Sector Accounting and Audits
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| 653 |
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|a Public financial management (PFM)
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| 653 |
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|a Banking
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| 653 |
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|a Depository Institutions
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| 653 |
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|a Monetary economics
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| 653 |
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|a Micro Finance Institutions
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| 653 |
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|a Monetary Policy, Central Banking, and the Supply of Money and Credit: General
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| 653 |
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|a Financial Institutions and Services: Government Policy and Regulation
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| 653 |
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|a General Financial Markets: General (includes Measurement and Data)
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| 653 |
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|a Financial inclusion
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| 653 |
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|a Market Structure, Firm Strategy, and Market Performance: General
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| 653 |
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|a Banks and Banking
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| 653 |
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|a Financial Markets and the Macroeconomy
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| 653 |
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|a Financial regulation and supervision
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| 653 |
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|a Financial services industry
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| 653 |
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|a Money and Monetary Policy
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| 653 |
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|a Finance: General
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| 653 |
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|a Financial services law & regulation
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| 653 |
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|a Corporate Finance and Governance
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| 700 |
1 |
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|a Perez-Saiz, Hector
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| 041 |
0 |
7 |
|a eng
|2 ISO 639-2
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| 989 |
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|b IMF
|a International Monetary Fund
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| 490 |
0 |
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|a IMF Working Papers
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| 028 |
5 |
0 |
|a 10.5089/9781484386163.001
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| 856 |
4 |
0 |
|u https://elibrary.imf.org/view/journals/001/2018/256/001.2018.issue-256-en.xml?cid=46388-com-dsp-marc
|x Verlag
|3 Volltext
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| 082 |
0 |
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|a 330
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| 520 |
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|a In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and financial soundness, to study the effect on the adoption of several financial products (bank accounts, credit and debit cards, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On the contrary, we do not find strong evidence of the effect of bank-balance sheet variables (i.e. capital adequacy or liquidity) on borrowing by individuals. Our results may help policy makers design regulations that could improve financial inclusion, which could potentially impact economic growth and long-term economic development
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