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161223 ||| eng |
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|a 9781498338066
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| 245 |
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|a Denmark
|b Stress Testing the Banking, Insurance, and Pension Sectors: Technical Note
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| 260 |
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|a Washington, D.C.
|b International Monetary Fund
|c 2014
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| 300 |
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|a 62 pages
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| 651 |
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4 |
|a Denmark
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| 653 |
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|a Insurance companies
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| 653 |
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|a Depository Institutions
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| 653 |
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|a Covered bonds
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| 653 |
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|a Institutional Investors
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| 653 |
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|a Pension Funds
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| 653 |
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|a Banks
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| 653 |
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|a Finance
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| 653 |
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|a Industries: Financial Services
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| 653 |
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|a Banks and banking
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| 653 |
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|a Financial sector policy and analysis
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| 653 |
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|a Financial institutions
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| 653 |
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|a Bankruptcy
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| 653 |
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|a Financial Instruments
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| 653 |
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|a Micro Finance Institutions
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| 653 |
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|a Debt
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| 653 |
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|a Financial Institutions and Services: Government Policy and Regulation
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| 653 |
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|a General Financial Markets: General (includes Measurement and Data)
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| 653 |
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|a Mortgages
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| 653 |
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|a Investments: Bonds
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| 653 |
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|a Non-bank Financial Institutions
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| 653 |
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|a Solvency
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| 653 |
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|a Financial risk management
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| 653 |
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|a Bonds
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| 653 |
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|a Banks and Banking
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| 653 |
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|a Liquidation
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| 653 |
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|a Banking
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| 653 |
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|a Investment & securities
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| 653 |
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|a Actuarial Studies
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| 653 |
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|a Finance: General
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| 653 |
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|a Insurance Companies
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| 653 |
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|a Insurance
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| 653 |
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|a Stress testing
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| 653 |
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|a Insurance & actuarial studies
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| 710 |
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|a International Monetary Fund
|b Monetary and Capital Markets Department
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| 041 |
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|a eng
|2 ISO 639-2
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| 989 |
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|b IMF
|a International Monetary Fund
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| 490 |
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|a IMF Staff Country Reports
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| 028 |
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|a 10.5089/9781498338066.002
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| 856 |
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|u https://elibrary.imf.org/view/journals/002/2014/348/002.2014.issue-348-en.xml?cid=42536-com-dsp-marc
|x Verlag
|3 Volltext
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| 082 |
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|a 330
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| 520 |
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|a This Technical Note on Stress Testing the Banking, Insurance, and Pension Sectors on Denmark discusses that since the beginning of the global financial crisis, Danish banks have substantially increased their capital buffers. The banks’ capital buffers provide for substantial loss absorbing capacity in case macro-financial conditions deteriorate. Under the most severe stress scenario, the aggregate Tier 1 ratio of large Danish banks drops by almost 4 percentage points, but the solvency position would remain adequate even in such a downturn scenario—underlining the value of solid capital buffers. Under the restrictive assumptions of the stress test, the adverse scenarios have large negative effects on the solvency and profitability of life insurance companies. Nonlife insurers would see a small decline in solvency ratios in the first year of the stress test. Though starting from lower solvency levels than life insurers, the aggregated impact on solvency ratios in the adverse scenario is comparably smaller
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