|
|
|
|
LEADER |
03176nmm a2200721 u 4500 |
001 |
EB000936002 |
003 |
EBX01000000000000000729598 |
005 |
00000000000000.0 |
007 |
cr||||||||||||||||||||| |
008 |
150128 ||| eng |
020 |
|
|
|a 9781475513745
|
245 |
0 |
0 |
|a Paraguay
|b Selected Issues
|
260 |
|
|
|a Washington, D.C.
|b International Monetary Fund
|c 2014
|
300 |
|
|
|a 33 pages
|
651 |
|
4 |
|a Paraguay
|
653 |
|
|
|a Banks and banking, Foreign
|
653 |
|
|
|a Payment Systems
|
653 |
|
|
|a Credit
|
653 |
|
|
|a Banks
|
653 |
|
|
|a Banks and banking
|
653 |
|
|
|a Regimes
|
653 |
|
|
|a Deposit insurance
|
653 |
|
|
|a Mortgages
|
653 |
|
|
|a Personal Income, Wealth, and Their Distributions
|
653 |
|
|
|a Money
|
653 |
|
|
|a Standards
|
653 |
|
|
|a Financial risk management
|
653 |
|
|
|a Capital and Ownership Structure
|
653 |
|
|
|a Credit risk
|
653 |
|
|
|a Goodwill
|
653 |
|
|
|a Macroeconomics
|
653 |
|
|
|a Banking
|
653 |
|
|
|a Financial Risk and Risk Management
|
653 |
|
|
|a Financing Policy
|
653 |
|
|
|a Financial Risk Management
|
653 |
|
|
|a Depository Institutions
|
653 |
|
|
|a Economic & financial crises & disasters
|
653 |
|
|
|a Government and the Monetary System
|
653 |
|
|
|a Commercial banks
|
653 |
|
|
|a Dollarization
|
653 |
|
|
|a Monetary economics
|
653 |
|
|
|a Financial institutions
|
653 |
|
|
|a Value of Firms
|
653 |
|
|
|a Micro Finance Institutions
|
653 |
|
|
|a Monetary Policy, Central Banking, and the Supply of Money and Credit: General
|
653 |
|
|
|a Crisis management
|
653 |
|
|
|a Financial Institutions and Services: Government Policy and Regulation
|
653 |
|
|
|a Banks and Banking
|
653 |
|
|
|a Monetary Systems
|
653 |
|
|
|a Financial regulation and supervision
|
653 |
|
|
|a Monetary policy
|
653 |
|
|
|a Interest Rates: Determination, Term Structure, and Effects
|
653 |
|
|
|a Money and Monetary Policy
|
653 |
|
|
|a Financial services law & regulation
|
653 |
|
|
|a Foreign banks
|
710 |
2 |
|
|a International Monetary Fund
|b Western Hemisphere Dept
|
041 |
0 |
7 |
|a eng
|2 ISO 639-2
|
989 |
|
|
|b IMF
|a International Monetary Fund
|
490 |
0 |
|
|a IMF Staff Country Reports
|
028 |
5 |
0 |
|a 10.5089/9781475513745.002
|
856 |
4 |
0 |
|u https://elibrary.imf.org/view/journals/002/2014/061/002.2014.issue-061-en.xml?cid=41360-com-dsp-marc
|x Verlag
|3 Volltext
|
082 |
0 |
|
|a 330
|
520 |
|
|
|a This Selected Issues paper analyses Paraguay’s effective interest spreads using various methodologies. Interest rate spreads in Paraguay continue to be some of the highest in Latin America. A series of bank crises in the late 1990s and early 2000s weakened the financial system and pushed up spreads. The analysis suggests that operational costs, rising profits, and the need to cover credit and liquidity risks are the main factors behind Paraguay’s effective spreads. Improving data quality and mechanisms for sharing credit information could contribute to reduced spreads. Although the empirical results suggested that banking concentration has not given rise to greater spreads, adding new banking entrants may lower margins by increasing competition within the sector
|