Automobile Insurance: Road Safety, New Drivers, Risks, Insurance Fraud and Regulation
Motor vehicle accidents are still a leading cause of death, even if the trend has somewhat declined over the past 20 years. Indeed, motor vehicle accidents are a significant cause of death in comparison with air and space transport accidents, homicides and even HIV infections, causes which are more...
| Other Authors: | , |
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| Format: | eBook |
| Language: | English |
| Published: |
New York, NY
Springer US
1999, 1999
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| Edition: | 1st ed. 1999 |
| Series: | Huebner International Series on Risk, Insurance and Economic Security
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| Subjects: | |
| Online Access: | |
| Collection: | Springer Book Archives -2004 - Collection details see MPG.ReNa |
Table of Contents:
- Section 1 Automobile Insurance Pricing, Risks, and Asymmetric Information
- 1 Asymmetric Information in Automobile Insurance: An Overview
- 2 Evidence of Adverse Selection in Automobile Insurance Markets
- 3 Allowance for Hidden Information by Heterogeneous Models and Applications to Insurance Rating
- 4 Bayesian Analysis of Road Accidents: A General Framework for the Multinomial Case
- 5 Commercial Vehicle Insurance: Should Fleet Policies Differ From Single Vehicle Plans?
- Section 2 Insurance Fraud
- 6 Costly State Falsification or Verification? Theory And Evidence From Bodily Injury Liability Claims
- 7 The Frequency of Excess Claims for Automobile Personal Injuries
- 8 When is the Proportion of Criminal Elements Irrelevant? A Study of Insurance Fraud When Insurers Cannot Commit
- 9 Insurance Fraud Estimation: More Evidence from the Quebec Automobile Insurance Industry
- Section 3 Guest Speakers
- 21 Estimating The Effects Of “No-Pay, No-Play” Auto Insurance Plans On The Costs Of Auto Insurance: The Effects Of Proposition 213
- 22 Analysis of The Economic Impact of Medical and Optometric Driving Standards on Costs Incurred by Trucking Firms and on The Social Costs of Traffic Accidents
- 10 The Société De L’assurance Automobile Du Québec -An Integrated Model of Action to Insure And Protect People from Risks Inherent in Use of the Road
- 11 They Cheat, You Pay!
- Section 4 Young and New Drivers: Licencing Policies, Evaluation and Risks
- 12 Graduated Licensing In Québec: The Search for Balance Between Mobility and Safety
- 13 An Evaluation of the Effects on Crashes of the 1991 Legislative Reform on New Licensees in Quebec
- 14 Licensing Policies for Young Drivers in The United States
- 15 Reducing The Risk of New Drivers Through Legislation and Regulation
- 16 Evaluation of The Accompanied Driver Training By Means of A Markov Chain
- 17 Risky Driving By Youth
- 18 Young People, Alcohol And Risks
- Section 5 Road Insurance Regulation
- 19 No Fault Automobile Insurance and Accident Severity: Lessons Still To Be Learned
- 20 The Incentive Effects of NoFault Automobile Insurance