The Economics and Politics of Choice No-Fault Insurance

In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rig...

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Bibliographic Details
Other Authors: Lascher, Edward L. Jr (Editor), Powers, Michael R. (Editor)
Format: eBook
Language:English
Published: New York, NY Springer US 2001, 2001
Edition:1st ed. 2001
Series:Huebner International Series on Risk, Insurance and Economic Security
Subjects:
Online Access:
Collection: Springer Book Archives -2004 - Collection details see MPG.ReNa
Table of Contents:
  • I. Background
  • 1 An Introduction to Choice No-Fault
  • 2 Choice No-Fault Insurance: Efficiency and Equity
  • II. Economics and Practice
  • 3 The Effects of Choice Auto Insurance on Costs and Compensation
  • 4 The Case against Auto Choice
  • 5 The Effect of No-Fault Auto Insurance on Driver Behavior and Auto Accidents in the United States
  • 6 Auto Insurance Claims in New Jersey and Pennsylvania
  • 7 Determinants of the Selection of Full or Limited Tort Auto Insurance in Pennsylvania: An Empirical Analysis
  • III. History and Politics
  • 8 Giving Motorists a Choice between Fault and No-Fault Insurance
  • 9 Equity in Automobile Insurance: Optional No-Fault
  • 10 Auto Choice: Impact on Cities and the Poor
  • 11 More for Less under Auto Choice
  • 12 The Political Feasibility of Choice No-Fault Insurance