1 “.... The actions that are progressing more slowly also tend to involve fundamental changes to institutional culture...”

2 “... reduction are related to culture, historical, and structural factors, as well as weak public policy...”

3 “... of skilled and experienced credit personnel, and poor credit culture. The paper outlines the recent...”

4 “... that compliance supervision in Belarus is detailed with a strong culture of onsite examination. Two agencies...”

5 “... culture...”

6 “... a vital role in enhancing the learning culture within the Fund, strengthening the Fund's external...”

7 “... in the banking sector and credit culture will help to support private-sector development. Executive Directors...”

8 “...The IEO of the IMF was created in 2000 to enhance the learning culture of the IMF, to build the IMF...”

9 “... in enhancing the learning culture within the Fund, strengthening the Fund's external credibility...”

10 “... the financial sector and strengthening the credit culture are crucial for sustained growth in the private sector...”

11 “..., released in February 2007, called for the strengthening of the culture of collaboration in the two...”

12 “... sectors and a weak credit culture. There are serious shortcomings in the accounting and auditing systems...”

13 “... of institutional culture, of how we conduct our daily work, are also at play, and these too need to be answered. I...”

14 “...IEO evaluations are an integral part of the Fund's learning culture, helping the Fund absorb...”

15 “... selection; and tackle problems with mandate and institutional culture that limit the issues and approaches...”

16 “... these recommendations, but considered implementation politically difficult in light of a cultural preference...”

17 “... development, while safeguarding the country's social, cultural, economic, and political identity...”

18 “..., and capacity building-and to attain greater intellectual and cultural diversity to respond to this changing...”