21 “... justification for the often decried policy of ‘kicking the can down the road.’ Mapping the model...”

22 “... and notifications of exceptions, which are supplemented by biannual full-scope on-site examinations....”

23 “...Equity and efficiency justifications are found for the Community’s Structural Funds which...”

24 “... development of risk-based supervision. Notifications and examination manuals increasingly focus on analysis...”