1 Table of Contents: “... Planning Method -- Chapter 28: The intertemporal issue of low hourly occupancy of loading/ unloading...”

2 Table of Contents: “... of Machine Learning Methods for Speech Disfluencies Classification -- Chapter 3: Credit Risk Management...”

3 Table of Contents: “... and After Covid-19 Pandemic -- Chapter 4: Comparative Evaluation of Anomaly Detection Methods for Fraud...”

4 Table of Contents: “... into the Civilizational Landscape:A Method for Civilizational Communication and Mutual Enrichment -- 3. The Problem...”