1 “...Most insurers around the world have introduced some form of merit-rating in automobile third party...”

2 Table of Contents: “... Information in Canadian Automobile Insurance -- Incentive Effects of No-Fault Automobile Insurance: Evidence...”

3 Table of Contents: “... -- Strategies of Multinationals Towards Central and Eastern Europe: Case Studies -- Automobile industry...”

4 Table of Contents: “...-Liability Insurance Firm -- 6 The Use of Investment Income in Massachusetts Private Passenger Automobile...”

5 Table of Contents: “... of Compulsory Automobile Insurance -- 7 The Effects of Shifting Medical Expense from PIP Auto Coverage to First...”

6 Table of Contents: “... Bayesian Description of the Loss Process -- 8 Econometric Forecasting of Automobile Insurance Paid Claim...”

7 “...Two different applications have been considered, automobile claims from Massachusetts and health...”

8 “... the in­ surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance...”