1 Table of Contents: “... Is the Financial Cost to Accomplish Your Goals?; Identify What You Need to Succeed; Review Your List Regularly...”

2 Table of Contents: “... to regular bank credit -- 3. Background: how pawnbroking works -- 4. Data and summary statistics -- 4.1 Data...”

3 “... broad and deep body of work, including regular blogs on the topic for Huffington Post and AARP...”