1 Table of Contents: “... and SDG 15 - Life on Land: Protect, restore and promote sustainable use of terrestrial ecosystems...”

2 “... really knows with certainty how much protection from private litigation and damage awards is necessary so...”

3 “... that maintains the goal of protecting privacy while also allowing consumers to receive the benefits of credit...”

4 “... have a greater incentive to engage in anti-competitive conduct to protect markets. Hence the need...”

5 “... immediate action to restore and re-activate the sector, while protecting jobs and businesses. Many countries...”