1 Table of Contents: “...The evolution of finance -- A framework for financial innovation: managing capital structure...”

2 Table of Contents: “... Structure, and Business Strategies: A New Era in the Chinese Banking Industry -- China’s Nonperforming Loans...”

3 “...Allen and Yago explain how sophisticated capital structures can enable companies and individuals...”

4 “... benefits and risks associated with each widely-used mortgage funding structure and product. They also...”