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3 Table of Contents: “... Mills -- Doctors' and patients' utility functions/Xingzhu Liu and Anne Mills -- Economic models...”

4 “..."The quality of medical care received by patients varies for two reasons: differences in doctors...”

5 “... doctors, nurses, and clinic rooms increase the probability that an uninsured individual gains access...”

6 “..., and increased doctor visits among the population in general, and reduced the incidence of catastrophic health...”

7 “..." is introduced to indicate various types of malpractice of frontline providers (teachers, doctors, and other...”

8 “... patient exit interviews, and surveys administered to chief medical officers (CMO), doctors, and nurses who...”