1 “... on average out-of-pocket spending, but they do find some-albeit weak-evidence of increased catastrophic...”

2 “... with the income losses associated with non-health shocks. Health shocks also stand out from other shocks...”

3

4 “... characteristics, are not significant. Finally, the authors carry out some simulations on how much it would cost...”

5 “... are associated with a significant increase in out-of-pocket health care expenditures. More surprisingly...”