1 “... savings patterns, a crucial component of the safety net for the elderly. Drawing on the 2014 Global Findex...”

2 “...Working with a private bank in Ghana, this study examines the impacts of a commitment savings...”

3 “.... On the other hand, the analysis suggests that the poor save in order to start new businesses...”

4 “..., a new set of indicators that measure how adults in 148 economies save, borrow, make payments...”

5 “... and usage of savings and credit products. Even after controlling for a host of individual characteristics...”

6 “... their earnings across the year by saving or borrowing money. Moreover, agricultural production faces a variety...”

7 “... services, savings accounts, loans, and insurance-can contribute to inclusive growth and economic...”

8 “... formal and informal saving rates, section four discusses the use of formal and informal credit...”

9 “... financial institution and that many adults in Africa use informal methods to save and borrow. Similarly...”

10 “... and regional cross-country analysis to provide a rigorous and multidimensional picture of how adults save...”

11 “.... The treatments have real effects, leading to increased savings and improvements in the ability to cope...”

12 “... existing account holders to use their accounts to save and with greater frequency...”

13 “...-Muslims to own a formal account or save at a formal financial institution after controlling for other...”

14 “..., provides comparable indicators showing how people around the world save, borrow, make payments, and manage...”

15 “... to invest in their education and health, save for retirement, capitalize on business opportunities...”