1 “... housing market proved resilient during the crisis, declining by about 9 percent from its precrisis peak...”

2 “... in Italy have declined from their peak but remain at elevated levels. Although the stress on Banca Monte...”

3 “... have improved since the peak of the crisis...”

4 “... level of nonperforming loans from 21.9 percent at its peak in 2013 to 6.4 percent as of December 2017...”

5 “... declined from their peak. The general insurance sector, though comprising many more companies...”

6 “... the post-global financial crisis peak level it reached in 2010. However, shocks that affect credit...”

7

8 “..., and reliance on nonresident deposits. While NPLs are gradually declining from their peak in 2009, credit growth...”

9 “...The implementation of a twin peaks model represents a significant change to the South African...”

10 “..., and internal processes of the supervisors, operating under a well-functioning twin-peaks model, are robust...”

11 “..., and shifted to a “twin peaks” model of financial oversight. The 2016 Financial Sector Assessment Program (FSAP...”

12 “... Regulations Act that, among others, introduced the current ‘Twin Peaks’ structure, provided SARB with a strong...”

13 “... supervision, introducing a form of twin peaks, contagion risk analysis, and the prudential conglomerate...”

14 “... adopted a twin peaks model of regulatory oversight and supervision. The National Bank of Belgium (NBB...”

15 “... and debtor positions are at historical peaks and about four times larger than in the early 1990s. Short-term...”