1 “... used extensively, leading to a complex system, often poorly targeted and at times subject...”

2 “... the adjustment burden of external shocks falls disproportionally on the first group. At the same time, labour...”

3 “... large consolidations are feasible, the task seems even more difficult this time as potential growth...”

4 “... countries as employment has been sustained through intensive use of reduced working time schemes...”

5 “... to fund generous pension promises. However, for the second time in this decade the pension system has been...”

6 “... administration which, with new IT technologies, will tend to be increasingly outsourced. At the same time...”