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2 “...A blueprint presents drawings, dimensions and notes. This report draws vivid pictures...”

3 “.... However, low-income economies are more vulnerable to physical risk - in particular to acute events, rising...”

4 “... are more likely to apply for equity financing and more likely to be financially constrained. Further...”

5 “... objectives to support growth: A more competitive and smarter Europe A greener, low-carbon transition towards...”

6 “... and younger firms, and that longer maturities and more advantageous loan pricing are associated with larger...”

7 “... opportunity to transform its economy, making it more green and digital - and ultimately more competitive...”

8 “... that are smaller, more indebted, less profitable or with less liquidity, tend to report more impediments...”

9 “... of digitally active firms forging ahead. Old small firms, with less than 50 employees and more than 10 years...”

10 “... versus a more sophisticated alternative that uses factor models with time varying parameters. Our...”

11 “... firms account for more than two-thirds of the total gap, reflecting both their large contribution...”

12 “...: The sector is afraid of risk Spending on innovation is low The sector does not use technology adequately...”

13 “... companies still hinder the transition to a more balanced, more accessible and ultimately better functioning...”

14 “... productive to more productive firms, with many firms taking action to boost their own productivity...”

15 “..., yet prosperous economy. Amid the COVID-19 crisis, however, there is a great risk of losing sight...”

16 “... to help people adjust to more technically advanced jobs, while education should focus more on “21st...”

17 “..., as relatively more productive, privately owned, foreign-demand oriented firms are prioritized and firms with a...”

18 “... performance, but also that firms suffer from the low availability of finance. To create more successful firms...”

19 “... of FDI's impact on growth. Moving from low to middle-income countries the effect gets larger...”

20 “... the COVID-19 pandemic, the EIB Group's net emissions in 2020 were more than 70% below 2019 levels....”