1 “..., as well as income level. Decisions have been made allocating the cost of more expensive long-term care...”

2 “..., with important implications for economic development and for the health and well-being of older people. This well...”

3 “... individuals with a private alternative to the public system, as well as a means of funding cost-sharing...”

4 “... the belief that a well-functioning health care system should be based on a mixed system of insurance...”

5 “... and declining family size, as well as growing expectations for more responsive, quality health and social-care...”