1 “... and government interventions have affected consumer spending using daily card transaction data in the Baltics...”

2 Subjects: “...Transaction Costs...”

3 “... and credit card transactions in three European countries. Empirical results show that COVID-19 vaccinations...”

4 “... card transactions. I conduct a real-time analysis of actual charitable donations in three European...”

5 “... policy changes. Using a novel dataset of daily debit and credit card transactions, this paper...”