1 “... policy challenges. This paper first explores the scale of the demographic changes in Finland...”

2 “... impact of demographic trends; and sets out policy reforms that will work to temper the effects of ageing...”

3 “... of assumptions about macroeconomic and demographic developments for all countries. Recent reforms to pension...”

4 “... of the demographic changes, examines the relevant institutions and their effect on the decision to retire. In light...”

5 “.... Socio-demographic factors have a strong impact on the retirement decision. Moreover, poor health...”

6 “... will be strongly influenced by future demographic developments. The main results show that in the case where tax...”