1 “... was developed to fill a gap in financial markets. They discuss the nature and causes of the market imperfections...”

2 Table of Contents: “... Credit Agreements; 6.6 Annual Percentage Rate of Charge (APR); Sheet 7: Capital Requirements Directives...”

3 Table of Contents: “... -- Payroll and Direct Deposit Records in General -- Employee Handbook/Policy Manual -- Medical Insurance...”

4 Table of Contents: “... Rate; Present Value Formula; Example: Valuing a Bond; Applications to Businesses, Business Interests...”

5 Table of Contents: “... including business and model risk31.6 Direct demand deposit income smoothing through a simple example32...”

6 Table of Contents: “...; Some Recent MRO Recall Items; On the Road to a Profit Return on a Purchase; Costs and Value...”

7 Table of Contents: “...Intermediation Game -- Allocation Game -- Interest Rate Game and Symmetric Equilibria -- Economy...”

8 Table of Contents: “...€?s- t Distribution to Equity Returns -- Calibrating a Beta Distribution to Recovery Rates of Defaulted Bonds -- Basic...”

9 Table of Contents: “...Savings Bank Account with Commercial Banks -- Bank Fixed Deposits -- Company Fixed Deposits -- Post...”

10 Table of Contents: “... Panel Data -- More on Equilibrium Credit Rationing and Interest Rates: A Theory with New Evidence...”

11 Table of Contents: “... Payable -- 12.2 Bank Finance -- 12.2.1 Nature of Bank Finance -- 12.2.2 Effective Interest Rate -- 12.2.3...”

12 “... again, clients have a choice of leaving their saving in deposit accounts, or putting those savings...”

13 Table of Contents: “... Sector: A Literature Review -- Chapter 4. CG Stock Markets and the Environmental, Social and Corporate...”