1 Subjects: “...Econometric models...”

2 Subjects: “...Econometrics & economic statistics...”

3 “.... Moreover, the econometric analysis reveals that remittance flows are more effective in channeling economic...”

4 “... side has changed. Third, following an econometric disequilibrium approach used in recent studies...”

5 “... on asymmetric information and a lack of transparent borrowers and undertake econometric analysis providing...”

6 “... economies. Econometric analysis suggests that, controlling for relevant bank and country-specific factors...”