Employer self-insurance decisions and the implications of the Patient Protection and Affordable Care Act as modified by the Health Care and Education Reconciliation Act of 2010 (ACA)

The Patient Protection and Affordable Care Act as amended by the Health Care and Education Reconciliation Act of 2010 (ACA) changes the regulatory environment within which health insurance policies on the small-group market are bought and sold. New regulations include rate bands that limit premium p...

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Bibliographic Details
Main Author: Eibner, Christine
Other Authors: Girosi, Federico, Miller, Amalia R., Cordova, Amado
Format: eBook
Language:English
Published: Santa Monica, CA RAND Health 2011, 2011
Series:Technical report
Subjects:
Online Access:
Collection: JSTOR Open Access Books - Collection details see MPG.ReNa
Table of Contents:
  • Includes bibliographical references
  • Factors influencing employers' decisions to self-insure
  • Prevalence of self-insurance and characteristics of self-insured firms
  • Financial solvency of self-insured firms
  • Health benefits and costs in self-insured plans
  • Claims denials
  • Consumer recourse options
  • The impact of the ACA on employer decisions to self-insure
  • Discussion and future implications
  • Analysis of Kaiser/HRET data: methodology
  • Qualitative methods
  • Supplemental tables
  • Model methodology